We help people figure out where their money should actually go
Because honestly, most of us have no real plan beyond "save more" and "spend less."
Started in 2021, liravixoro came about because Pieter Volkwyn got tired of watching friends make the same financial mistakes over and over. Not big catastrophic ones – just the everyday kind where you're earning decent money but somehow never getting anywhere.
We work with individuals and families across South Africa who want to get their finances sorted without the jargon or judgment. Our approach is straightforward: understand where you are, decide where you want to be, then build a realistic path between the two.
How we actually got here
Pieter spent years working at traditional financial firms before realizing most planning services were either too complicated or too generic to help regular people. You'd get these massive financial plans full of charts and projections, but no one would tell you whether to fix your car or put that R15,000 into savings.
So in early 2021, he left and started liravixoro with a different idea: focus on the decisions people actually face. Should you pay off your car loan or build an emergency fund first? Is buying that property going to help or hurt your long-term position? What happens if you switch careers at 38?
We opened our Cape Town office in 2022 and have been working with clients throughout the Western Cape and beyond ever since.
What makes our process different
We don't sell products or work on commission. That changes everything about how we give advice.
Real conversations
First sessions usually run two hours because we need to understand your actual situation – not just your salary and debts, but what you're trying to build and what keeps you up at night.
Practical planning
You'll get a written plan that addresses your specific questions. Not 40 pages of generic advice – focused recommendations for your next 6-24 months with clear reasoning.
Ongoing adjustments
Life changes. We check in quarterly to see how things are tracking and adjust as needed. Maybe you got a promotion, or your kid needs braces, or interest rates shifted – plans need to flex.
What you actually get when working with us
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Written recommendations
Everything we discuss gets documented. You'll know exactly what we suggested and why, with specific next steps you can reference anytime.
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Regular reviews
Quarterly check-ins to see how you're tracking. These usually take 45-60 minutes and cover what's working, what's not, and what needs to change.
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Direct access
Email or call when you need to talk through a decision. We typically respond within a business day for time-sensitive questions.
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Independent guidance
We don't sell insurance, investments, or any financial products. Our only income is what clients pay for advice, which keeps recommendations clean.
Who you'll work with
liravixoro is small by design. When you call, you'll talk to someone who knows your situation.
Pieter Volkwyn
Founder & Financial Planner
I started liravixoro after spending eight years at larger financial firms where I watched good planning get buried under sales targets and product quotas. Made sense to build something different.
Most of my work is helping people in their 30s and 40s figure out what to do with career transitions, property decisions, and building financial cushion while raising kids. I hold CFP certification and work with about 50 client families at any time.
Outside of work, I'm usually hiking Table Mountain or trying to keep my vegetable garden alive.